Arrears calculator and general workbook for all departments and factories, has been prepared by Mr. Mehmood Arshad Wattoo, PCO, PAEC, Islamabad. By using this calculator employee can calculate his/her all kinds of arrears himself/herself very easily. It is good for accounts department, and get easily pay & allowances like leaves deduction, Basic pay , medical allowance and house rent arrears etc. Also best tool for pay section.