If you are watching rfix next dividend date, you are probably trying to answer one simple question: “When do I need to own RFIX to qualify, and when does the cash actually hit my account?” Fair question, especially because ETFs can pay distributions on a regular schedule, but the amount and timing still matter for planning.
Here is the latest update based on the official 2026 distribution calendar published by Simplify for its monthly distributing ETFs (including RFIX Simplify Bond Bull ETF).
Latest update for rfix next dividend date (as of January 25, 2026)
According to Simplify’s distribution calendar for monthly distributing funds, the next key dates for RFIX in January 2026 are:
- Declared date: January 26, 2026
- Ex-dividend date (Ex-date): January 27, 2026
- Record date: January 27, 2026
- Pay date: January 30, 2026
So, when people search rfix next dividend date, what they usually mean is the next ex-dividend date (the cutoff date that determines eligibility). For the upcoming cycle shown on the calendar, that is January 27, 2026.
What RFIX is, and why its dividend looks a little different
RFIX is the Simplify Bond Bull ETF. The fund’s stated goal is to provide convex exposure intended to benefit from falling long-term interest rates and periods of fixed income volatility, while also offering the potential for income.
If you followed RFIX earlier, you might have seen it described differently. Simplify also notes RFIX has been positioned as the “mirror image” concept to PFIX (which is aimed at hedging rising long-term rates), and RFIX’s branding and description have been presented as part of that lineup.
That strategy detail matters because RFIX distributions can vary. They are not like a simple “company pays the same quarterly dividend forever.” ETF distributions often reflect what the fund actually earned and realized in a given period.
The dividend timeline that investors actually need to know
Dividend schedules use four dates. Some investors only look at the pay date and miss the eligibility window.
Declaration date
The fund announces the distribution. That announcement typically triggers updates across financial sites.
Ex-dividend date (the big one)
This is the date that determines whether a buyer is eligible for the upcoming distribution. Investor.gov explains that to receive a dividend, you need to pay attention to the record date and the ex-dividend date.
Record date
This is when the issuer checks its shareholder list. Investor.gov explains the record date is when you must be on the company’s books as a shareholder to receive the dividend.
Pay date
This is when the cash is actually paid out to eligible shareholders.
How eligibility works in plain English (and why settlement still matters)
Most people want the simplest version, so here it is:
- If you buy on or after the ex-dividend date, you generally do not receive that upcoming distribution.
- If you buy before the ex-dividend date (and meet the broker’s processing and settlement requirements), you are positioned to receive it.
Investor.gov breaks down the role of the record date and ex-dividend date in determining whether you should get the dividend.
Also, the U.S. market moved to a T+1 settlement cycle (trade date plus one business day) as the standard for most securities starting May 28, 2024, which affects timing and processing around ownership and settlement.
In other words, you cannot treat dividend timing as casual anymore. Deadlines arrive fast.
rfix next dividend date calendar: the upcoming monthly schedule (2026)
The Simplify distribution calendar lists the monthly timetable for funds in the “Monthly Distributing” group, and RFIX is included in that list.
Here is the schedule pattern shown for 2026:
| Month (2026) | Declared Date | Ex-Date | Record Date | Pay Date |
|---|---|---|---|---|
| January | Jan 26 | Jan 27 | Jan 27 | Jan 30 |
| February | Feb 23 | Feb 24 | Feb 24 | Feb 27 |
| March | Mar 25 | Mar 26 | Mar 26 | Mar 31 |
| April | Apr 24 | Apr 27 | Apr 27 | Apr 30 |
| May | May 22 | May 26 | May 26 | May 29 |
| June | Jun 24 | Jun 25 | Jun 25 | Jun 30 |
All dates above come directly from Simplify’s 2026 calendar page showing the monthly declared, ex, record, and pay dates.
Important: a calendar tells you when a distribution event is scheduled, not how much it will be. The amount can change.
What to expect from RFIX distributions (and why the amount changes)
RFIX has been shown as a monthly payer across multiple dividend tracking sources, but the history also shows that the distribution amount can jump around month to month. For example, the historical table on Seeking Alpha shows monthly amounts in 2025 that vary (including a larger December payout).
This is common for ETFs, especially ones using derivatives or options, because distributions can reflect:
- interest income earned (if any)
- realized gains or losses
- option premiums or strategy-related cash flows (depending on structure)
- changes in portfolio composition through the month
Simplify’s own description of RFIX emphasizes its options-based approach and sensitivity to rate moves, which helps explain why distributions may not look “flat and predictable.”
The difference between “dividend date” and “distribution date” for ETFs
Many websites use “dividend” for ETFs, but technically ETFs pay distributions. The practical difference for you is small, but the expectation changes:
- A company dividend is often tied to earnings policy and can be stable.
- An ETF distribution reflects what the fund generated and must pass through.
That is why you will often see monthly distributions that vary, even with a consistent schedule.
A quick checklist to avoid missing the RFIX distribution
If you are planning around rfix next dividend date, these are the steps people actually follow:
- Confirm the next ex-date from an issuer calendar or a reputable dividend history page. (For January 2026, the calendar shows Jan 27, 2026.)
- Know your broker’s cutoff timing for trades and settlement (especially around holidays).
- Double-check whether the fund declared the distribution (declaration date updates often trigger data refreshes).
- Do not confuse pay date with eligibility date. Pay date is when you receive cash, not when you qualify.
Common “gotchas” that confuse investors
“I bought on the ex-date. Why didn’t I get paid?”
Because ex-date is usually the line in the sand. Buying on or after it typically means you are not eligible for that distribution cycle. Investor.gov explains the ex-dividend date is one of the key dates used to determine dividend eligibility.
“Why does RFIX show different dates on different websites?”
There are a few reasons:
- Some sites update faster than others after a declaration.
- Some platforms show projected dates, not confirmed.
- Data vendors can lag or display stale history.
That is why an issuer calendar is a strong reference point for scheduling, and a reputable market data page is useful for cross-checking.
“Why did the price dip around the ex-dividend date?”
This is normal market behavior. When a security goes ex-dividend, the share price can adjust by roughly the distribution amount (though real trading dynamics can offset this). Many investor education resources discuss this adjustment around the ex-date concept.
Where to verify the most accurate RFIX dates (fast)
If you want a solid verification routine, use two types of sources:
1) Issuer schedule for timing
Simplify’s distribution calendar provides the declared, ex, record, and pay dates for monthly distributing funds including RFIX.
2) Market listings for confirmation and history
Sites like Nasdaq and other market data providers publish dividend or distribution history tables.
Using both helps you avoid relying on a single data feed.
Real-world scenario: planning cash flow around the next pay date
Let’s say you are planning for the January 2026 payout.
- You care about Jan 27, 2026 (ex-date) because that is the eligibility cutoff shown.
- You care about Jan 30, 2026 (pay date) because that is when the distribution is scheduled to be paid.
If you only look at the pay date, you might buy too late and then wonder why nothing arrives. This is the most common mistake with dividend schedules.
Frequently asked questions
Is RFIX monthly or quarterly?
RFIX is listed under Simplify’s “Monthly Distributing” group on its distribution calendar, and multiple dividend history sources also show monthly frequency.
Does RFIX always pay the same amount?
No. Historical distributions shown on market data pages indicate month-to-month variation, including a larger distribution in late 2025.
What is the next ex-dividend date for RFIX?
Based on the Simplify 2026 distribution calendar and today being January 25, 2026, the next ex-date shown is January 27, 2026.
When is the next RFIX pay date?
The calendar shows a January 30, 2026 pay date for that cycle.
Conclusion: keep your eyes on the ex-date, not the payday
If your focus is rfix next dividend date, the date that matters most for eligibility is the ex-dividend date, not the pay date. For the upcoming cycle shown on Simplify’s 2026 distribution calendar, RFIX’s next ex-date is January 27, 2026, with a scheduled pay date of January 30, 2026.
Once you understand the rhythm (declare, ex-date, record, pay), following RFIX distributions becomes much easier. The schedule is fairly consistent, but the amount may vary, which is typical for ETFs that pass through what they earn. If you want to understand the bigger concept behind how payouts are set across different securities, the idea of a dividend policy is a helpful reference point.
